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Description
I'm Michael Garcia, a mortgage loan officer who's all about building real relationships. I work with first-time buyers, current homeowners, and investors to create smart mortgage strategies that actually make sense.
Raised in Central Florida and a proud UCF graduate, I know the local market and what it takes to succeed here.
I'm not here to push products. I'm here to guide you through the process, help you understand your options, and make sure you feel confident every step of the way.
Let's make a game plan together.
Contact Me Today
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"Your feedback fuels our growth and helps us serve you better. Your voice matters! Please take a moment to share your experience and let others know how we've exceeded your expectations. Together, we build stronger connections and elevate our service to new heights. Thank you for being part of our journey."
Tomas S
Working with our loan officer Michael Garcia was awesome. Mike is so chill and friendly he makes you feel like family right away. He helped us get our home literally with zero money down. He was with us every step of the way, promptly answering every text and call that I made at any time any day. So thankful to Mike and his team for all the help. For making our first time home buying experience easy and stress free. If you’re in need of a loan officer he’s your guy! Recommended 100%
Ariana H
Michael Garcia was extraordinary went above and beyond to make our dreams of having our first investment property come true. He was always available no matter time and day and always willing to help and answer questions, the process was smooth compared with other lenders i worked with before. Michael i can’t express how grateful we are with your service thank you so much for everything and im looking forward to work with you in future deals.
Tiffany M
Husband and I just closed on our first ever home and they made the entire thing absolutely flawless! even during a hurricane!! They went above and beyond making sure everything got done in a timely matter and there were no slip ups! Litterally the easiest home buying process I’ve experienced! Very very well at communicating thru out the whole month long process! They were on point with it all, I’d use these guys again without any question!!! I can’t thank them enough!!! Highly highly recommended!
Marc M
Michael is very knowledgeable in the mortgage industry. He will go over it & over it if you are having trouble understanding any part of the loan process. We look to Mike to provide us with honest & reliable information & have never been disappointed. He is always our 1st choice, if we need loan help.
Ria M
Michael is not only knowledgeable in mortgages, but he’s there for you from start to finish. I definitely recommend his services.
P Smith
I cannot praise Michael Garcia enough for his help in securing a mortgage for our family. Michael was a wealth of information and he helped educate me and my family with the best option for our particular situation. I appreciate his expertise and ability and willingness to work with more than one lender to help us to reach our goals. His dedication and commitment to servicing his client’s requirements make him unique in the industry and invaluable. I will always refer Michael to my friends and family. Thank you
Joseph M
Michael went above and beyond to answer my home buying questions, even though he couldn’t write my loan due to me deciding on buying in a different state than where he is licensed. He clarified everything and even helped me strategize credit repair. Highly recommend!
Rene R
Amazing excellent professional, 1000% recommended