Specialize in:

• Home Equity Loans for home improvement (e.g. ADU, home remodel),
  backyard renovations & debt consolidation.
• Reverse Mortgages (ages 55+, 62+)
• Refinances (e.g. 15 year fixed speedy payoff, less interest)
• Purchase Loan (conventional, FHA, VA, investor, 1st time homebuyer)

APPLY NOW FOR HOME EQUITY LINE OF CREDIT (HELOC)

100% online application, no need to go to the bank, apply from the comfort of
home. Primary residence (owner occupied), 2nd homes, investment properties.
OR let us handle the application for you, just call us on 916-743-7230 for guidance
and assistance.
https://nftydoor.com/remn/equity-smart-home-loans-inc./ronil-dwarka/signup

REVERSE MORTGAGE REQUEST FORM

For Reverse Mortgage (62+) or Proprietary Reverse Mortgage (55+), please fill in
the initial request form and email to ronild@equitysmartloans.com.

REAL ESTATE HOME SEARCH & GUIDANCE

For Northern California, please search at www.californiahomebuy.com
Call us on 916-743-7230 for advice and guidance.

PRE-APPROVAL PURCHASE LOAN AND REFINANCE

For purchase and refinance loan pre-approval, please scroll down to Start the
Loan Application. OR let us handle the application for you, just call us on 916-743-
7230 for guidance and assistance.