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  Chris Tibbe did an outstanding job as my broker. he did everything he could to deliver the best deal possible, and he pulled out all of the stops. He was also kind and guided me through the process, and was totally patient and supportive. This company is fortunate to have good humans like this on their payroll. Thank you for working hard to get me into a home.

thumb Cecile J.

  If you're a first time home buyer Steve Kim is your person! He is very knowledgeable on the home buying process and will happily walk you through the entire steps of the loan approval and forms. Steve always made sure to respond to our inquiries as soon as possible and was extremely quick in order to turn items around.
I will happily recommend Steve to friends and family members for all their home loan needs.

thumb Carolina G.

  I have been in contact with Steve Kim since last Easter of 2022. Coincidentally, it was around this Easter time that I reached out again. He was referred to us by our close friends whom he helped refinance their home. Even after a year's hiatus of searching for our perfect home to purchase, he was ready to help and get back to where we left off. The process was easy and smooth with Steve. I've experienced the home buying process before for my parents' home with a high school classmate of mine who was a realtor with her own loan offcie, and it was stressful from start to finish. Working with Steve was quick, efficient, and comforting. Like any other Escrow process, there are hiccups towards the end but Steve handled everything well and promptly so that we weren't stressed out on our end. Steve works diligently and professionally, while also being friendly, patient, and supportive. My husband and I put all our trust in Steve and we don't regret it at all. I've mentioned him to my parents when they're ready to refinance, and Steve is also already looking out for us in the future for refinancing our own home. Finally, he also referred me to thee best realtor I could've worked with last minute, as well as the homeowner's insurance company.

Thank you, Steve!

thumb Cathy R.

  Steve Kim and the Equity Smart Home Loans team are the only team that I would trust for finding the right mortgage for our home! I was referred to Steve Kim through a friend and he delivered top quality service at every step of the home buying process. He was always available to answer our questions and never made me or my wife feel like we were asking a silly question. We had a very fast escrow and he was so on top of it that we had everything singed and ready to go 1 week before the escrow even closed.
Thank you for all of your help Steve and team!

thumb Josh E.

EquitySmart State Licenses

  1. Arizona
    • NMLS #: 1027294
  2. California
    • NMLS# 856170
  3. Florida
    • MBR-2341
  4. Oregon
    • ML-5593
  5. Texas
    • NMLS#856170
  6. New Mexico
    • NMLS#856170
  7. Washington
    • CL-856170
  8. Colorado
    • NMLS#856170 

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