About Us

Our History

Established in 2001, Equity Smart Home Loans was formed with a simple purpose: to make home loans accessible to every-day working people. We care for each of our customers like their family. We take time to understand your circumstances so you can buy that home you love and feel confident doing it. With our large network of investors, we are able to get you a loan that fits your needs, with a rate that fits your budget. We have over 20 years of experience closing every type of loan, including FHA, VA, traditional 30 year mortgages, and more. We have learned everything there is to know about home loans, and we pride ourselves on learning more everyday, all to benefit our clients.

While we have grown significantly since our inception, our mission remains the same. Our customers are our first priority, and we fight every step of the way to ensure a streamlined, simple, FUN and successful transaction. With these core values, Equity Smart Home Loans has a future even brighter than its past, and that’s saying a ton!

About Us

Equity Smart Home Loans was founded on the simple but radical idea that every person should have the opportunity to own a home. We believe life is all about the journey and buying a home should be a super-exciting, fulfilling, and financially rewarding step along your path. It is our mission to give everyone – from every walk of life, from every background, and from every financial situation- the ability to create equity in themselves and relish in the benefits of home ownership.

We have spent decades tirelessly perfecting the loan process, with the ultimate goal of providing our clients with an experience so stress-free, so simple, so streamlined, and so successful, that it is, actually, so much FUN.

That’s right…. FUN.

That’s what the home buying process should be, and we prove it is to our Equity Smart Home Loans clients everyday.

On top of that, we also get our clients the best rates. Period. We shatter the capabilities of other lenders and banks, as our seasoned pros have spent twenty years forging the most advantageous lender relationships, allowing us to offer rates that the banks simply can’t compete with. Bottom line… Equity Smart Home Loans has access to the best products and terms, ensuring our clients get the best deal every time.

We proudly offer, hands down, the best loan experience that exists because we have some of the best loan officers in the industry. With vast amounts of knowledge and experience, an Equity Smart Loan Officer guides their client every step of the way – even after the transaction is complete – with patience and a smile. We make mortgages less daunting and more transparent, getting rid of the stress and empowering the client to take the next big step in life with confidence.

Not to be cliche, but at Equity Smart Home Loans, we LOVE what we do. Seeing the smiles on the face of a new homeowner after a successful transaction and knowing WE helped put it there… Well, there is just nothing better!

Partnering with Equity Smart means building equity, not just in a home, but in oneself and one’s family. It’s a responsibility we don’t take lightly. Let us be your home loan partner, and we will show you the exceptional home loan experience we’re known for and build equity together.


With over 20 years experience, Equity Smart Home Loans has become a top-rated industry leader, always evolving and rapidly growing. We specialize in all things “mortgage,” from purchase loans to cash-out refinance loans, to alternative financing and everything in between. With almost 200 lender relationships, we easily pair our clients with lenders who fit their specific needs, ensuring they get a loan with the best rates and terms.

We recognize it is not enough to be a mortgage expert, which is why we are all about providing our clients’ an exceptional experience. In every transaction, our industry leading loan officers keep you well informed through the loan process and kept away from unneeded stress and anxiety. We succeed in our mission to make the loan process less daunting, more transparent, and easily understandable, empowering you to take the next big step in your life.

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