Paperwork Needed

Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application.

Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers.
  • Copies of checking and savings accounts statements for the past two months.
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program).
  • Recent paycheck stubs.
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment.
  • The name and address of someone who can verify your employment.
  • Residence history for the past two years.
  • Sales contract for the purchase of a new home.
  • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association.

Final Comments

If you are interested in finding out if an FHA loan is right for you, please contact us or fill out our pre-approval form so one of our experienced loan officers can help you evaluate your loan options.

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